How loss-of-value insurance policies work

The two Fiesta Bowls were played in different stadiums, but for two star players, they ended with similar results. Miami tailback Willis McGahee tore ligaments in one knee as the Hurricanes lost to Ohio State on Jan. 3, 2003. Twelve years and 363 days later, Notre Dame linebacker Jaylon Smith tore ligaments in one knee as his team lost to the Buckeyes…

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